How These Terms Apply in India
These terms apply when you use the site from India or from any other place where local law allows access. By opening an account, checking a balance, sending a payment request or using any page under this domain, you accept the current version of these terms
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and any lawful update we post later. If a local rule and a clause ever point in different directions, the local rule applies to the extent required. We may pause access while we check identity, device signals, payment status or suspected misuse, and we may refuse
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a request if the checks are incomplete. We also expect you to keep your login details private and to read the current wording before you continue after any change. Payment rails such as UPI, Paytm and PhonePe can also be affected by bank, network or settlement
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checks outside our control, so timing may shift even when our side is ready.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.